How to Find a Gold Roth IRA

The Taxpayer Relief Act of 1997 set forth many provisions that helped investors save toward retirement. One provision was the establishment of the Roth IRA, a tax-free account structure. Another provision was the allowance of certain precious metal investments to be held in both traditional and Roth IRA accounts. "Gold IRAs" tend to only allow the few IRA-approved precious metals and are still a well-kept secret to most consumers looking for investment options outside of stocks and bonds.

• 1

  Contact the United States Mint operated by the U.S. Department of the Treasury. Ask what dealers maintain gold IRA custodial services. You may call the U.S. Mint at 800-872-6468 or write to:

  United States Mint

  Office of Public Affairs

  801 9th St. NW

  Washington, D.C., 20220-0001.

• 2

  Use gold investing and coin collecting resources to learn about investing in gold. The gold in an IRA does not earn interest, it only appreciates or depreciates. In order to make money or take income, you must sell your investment. Look for articles discussing top gold bullion dealers or articles specifically speaking about gold IRAs. Coin Resource, the Gold Investment Journal and Mining Journal are excellent resources for gold investors.

• 3

  Review the gold IRA providers to determine the annual custodial fees associated with the account, as well as storage fees by the depository physically holding your investments. Choose a custodian with reasonable fees for all IRA transactions.