How to Find Out How Many Years Are Left On a Mortgage Loan

If you currently have a home mortgage that you are still paying on, you may be wondering how many payments you have left. This is especially true if you are considering a refinance on the loan. Mortgage loan payments are typically done on a monthly basis, which means that you may get the time left in months instead of years. If that is the case, you can easily convert the months to years.

• 1

  Look on your recent mortgage statement to see if it lists how many months of payments are left. If so, you can take that number of months and divide it by 12 to determine how many years are left on the loan.

• 2

  Log into your online account with the mortgage lender to see how many years are left, if you manage the loan online. This information is typically under the "Account Details" section of your online account. If you don't see it, you can use the secure online message center in your account to send a message to the mortgage company asking how many years are left.

• 3

  Call the lender using the contact number on your mortgage statement. Ask the representative how many years are left on your mortgage. If you are given months instead of years, just divide that number by 12 to get the number of years.