How to Pay Annual Car Insurance

Very few people, if any, enjoy paying for car insurance; however, if you have a car that you drive, car insurance is mandatory in all 50 states. Auto insurance can be a financial lifesaver if you are in an accident as it may cover the expense of repairs, pay off the vehicle if totaled and cover health-related expenses. Paying your auto insurance premium, in full and on an annual basis, can save you money with many insurance companies.

• 1

  Contact your auto insurance agent. Find the number on your auto insurance card or policy paperwork. You may also visit your insurance agent in person if he is local.

• 2

  Ask your insurance agent what your payment options are and if you will receive a discount for paying annually. You will, generally, be given the option to pay monthly, semiannually or annually. Paying monthly often comes with a surcharge so by paying your entire year of premiums, you will likely save money.

• 3

  Make the annual payment. Your insurance agent can advise you of your payment options. You may be required to mail in the payment, drop the payment off or pay online.