How to Send a Check to a Debit Card Account

A debit card is an alternative to cash, checks and credit cards for conducting financial transactions. While it looks like a credit card, the debit card cannot be used to borrow money. The user must have the funds necessary to complete a purchase in an account attached to the card. Most debit cards are issued by banks, although some non-bank financial institutions also issue debit cards. Account holders can deposit funds in person, by credit card or by mail.

• 1

  Get the address of the financial institution holding the debit card account either from an account statement or by calling its customer service number. Write the address on a stamped envelope.

• 2

  Write a check for the desired amount listing the account owner as payee. Write the account number in the check's memo section. Fill out a deposit slip if the institution uses them.

• 3

  Place the check and deposit slip, if applicable, in the envelope, seal the envelope and put it in the mail.