5/5/11

Georgia Laws on Credit Card Fraud

    • In Georgia, and the U.S. in general, credit or debit card fraud is the taking, buying, selling or otherwise using someone else's card or the information contained on the card. It is also fraudulent to use your card knowing you have exceeded the limit, knowing the card has expired, or any similar situation. A person who sells goods or services to an individual knowing of either of these situations may also face fraud charges.

    Classification

    • Law enforcement officials treat fraud of any kind as a serious crime in Georgia. Credit or debit card fraud is a felony.

    Fine

    • The conviction of an individual for credit or debit card fraud carries a fine of up to $5,000.

    Imprisonment

    • The amount of potential jail time upon conviction of credit card fraud depends on a variety of factors. First offenders in Georgia may escape with just a fine, but this depends on the extent of the fraud and their role in its perpetration. Since the charge is a felony, a conviction can result in one to three years in prison.

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