How to Get a Cash Advance From an American Express Credit Card

If you have an American Express card, you can use it to get cash when you need it. While using your credit card for cash is not ideal because you will pay charges, if you are in a bind and need quick money, it is good to know you can get that cash when you need it. American Express provides ready access to cash through a large network of ATMs, so chances are, there is one near you.

• 1

  Have your American Express card handy so you can enroll in the cash advance program and get a cash advance.

• 2

  Call the American Express cash advance hot line at 800-227-4669 to enroll your card in the AMEX Express Cash program. Enter your credit card number when prompted, then follow the prompts to speak to a live representative.

• 3

  Answer the questions the representative asks. These questions are intended to confirm your identity and prevent fraudulent use of your card. Ask the representative how much your cash advance limit is. If you take out more than your limit, you could be subject to charges and expenses.

• 4

  Go to the American Express website and use the ATM finder feature (see Resource) to find the closest ATM. Insert your American Express card in the ATM, enter the personal identification number you established when you enrolled in Express Cash, and withdraw the money you need.