How Do I Compare the Oxford Medicare Advantage Plan of New York?

Comparing traditional Medicare to a Medicare Advantage Plan does not have to be an overwhelming process. Understanding the differences in the plans and knowing which questions need to be answered will help you make a decision that is right for you.

• 1

  Contact the Medicare Advantage Plan you in which you are interested. You can do so via website or phone, as well as snail mail.

• 2

  Verify the types of services offered by each company. Services vary and can include hospital facility, physician, prescription drug and ambulatory surgery center coverage.

• 3

  Request a list of covered physicians, hospitals and services from the company with which you are contacting. Many Advantage Plans require the use of certain physicians and hospitals. Going to a physician or facility that is not contracted through them will not be covered and payment will be your responsibility.

• 4

  Write down the fees for traditional Medicare and the Advantage Plan. Include monthly fees, yearly or quarterly deductibles and co-pays. Listing this information in column format can make it easier to view the pros and cons of each plan. This list can contribute towards a final decision on your plan.